auto policy

Who Gets The Insurance Check When A Car Is Totaled?

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car insurance

When your car is damaged beyond repair, your insurance company might call it a “total loss.” You might wonder who gets the insurance money. The answer depends on who owns the car and if there’s a loan on it. Knowing this can help you deal with the loss of your car. It doesn’t matter if … Read more

Do You Need Insurance to Register a Car?

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car insurance

In New York, the answer is clear: yes, you need car insurance to register a car. New York is a mandatory insurance state. This means all car owners must have valid auto coverage before they can register their vehicle legally. But what does this mean, and what happens if you drive without insurance? Let’s look … Read more